Using information that is updated nearly 350,000 times each day and comes from 8,500 banks with more than 100,000 locations, as well as more than 70,000 retailers and merchants, this powerful report helps lenders determine creditworthiness and access consumers’ past banking histories.
This data is especially useful for thin-file applicants, or for deeper insight into detailed financial histories.
(FIS) data with our industry-leading credit risk assessment tools.
The Debit Report provides real-time debit summaries about consumers who have, or had, checking or savings accounts.
This is probably irrelevant since they are special types of customer accounts like brokerage accounts and other things which aren't accessible through ACH - you need to specify what kind of account you're interested in.
The bank may require additional details to verify the customer's account and your status as the payee. However, depending on the bank's privacy policies, he may confirm only the account's authenticity. ACHWork's Check Validation program cross-references data across networks of banks to find and validate accounts. I cannot find anything through SOF, Google, Fed reserve etc that outlines an account number standard length that we have in the United States. If someone could point me to any official documentation on the web, or has an example regular expression, or knows if there is a standard that exists, I would appreciate it greatly. Banking Institution ACCOUNT NUMBER for a web app I'm developing.ADDED: What would interest me even more since the response is overwhelming that their is no standard...anyone ever run into a bank account number that is not completely "numeric"\ ADDED: Thanks to everyone and their responses.Due to having no standard in the US, we are not going to enforce a length check, and we are going to store the number as a varchar due to the fact that it may be possible that a bank may assign alpha characters in their account numbers.