About Americans: Americans, Canadians, and South Americans are the most liberal people on Earth.It is common to find couples kissing in New York, Kingston Jamaica, Brazil you name it.I remember one in particular that somehow lost privileges with Visa and Mastercard (that's not a good sign) and would only take Am EX.That was several years ago though and things might have changes.They are not able to apply for a new Card over the phone.These requirements are part of the Credit CARD Act of 2009 which is intended to protect young adults against the unforeseen consequences of too much debt.
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While American Express does not allow parents to co-sign credit cards for young adults under 21, parents can add children under 21 to their account as an Authorized User.
Additionally, parents have the ability to set a customized limit on the Card for children over 15.